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In my first post, I introduced bonds as a security or investment and generally less risky than other investments, but what are they exactly? Bonds are a type of loan. In this type of loan, the lender is called the “bond holder” and the borrower is called the “bond issuer.” Bonds are customizable, to the…

I am an anxious person and nothing is quite so effective as a sink for this brain energy as my finances. So when I signed my most recent employment contract, and it came with choices for mutual funds in my employer-matched RRSP, my first actual investment, I deliberated at length. I met a financial planner…